Senior Policy Forms Analyst, Drafting

QUICK SUMMARY

You’ll lead forms drafting for your line of business. Own personal auto or property base forms architecture and drive new state packages from research to filing, with attorney review. 5+ years of forms drafting required.

WHO WE ARE

Kin makes life simpler, more affordable, and better for homeowners — especially in the places where climate risks, rising costs, and outdated systems make it hardest. We start with smarter homeowners insurance and expand to everything homeowners need to thrive.

Using data, technology, and thoughtful human support, we're building products that are clear, fair, and help homeowners feel confident — so homeowners aren't left behind when they need help most.

Founded in 2016, Kin is a remote-first employer with Kinfolk across more than 35 states. We serve customers in 14 states (and counting). Our disciplined growth, strong customer satisfaction, and focus on long-term sustainability fosters outstanding growth, attracts marquee investors, and earns recognition and accolades, including:

• Built In Chicago's Best Places to Work, Midsize Companies (2021-2026)

• Forbes' America's Best Startup Employers (2026)

• Inc. 5000 Fastest-Growing Private Companies

• Forbes' Fintech 50 (2023-2026)

• Great Places to Work Certified (2024-2026)

Most importantly, we're building Kin to be a place where people do meaningful work with real impact — for our customers, our communities, and each other. We're excited to tell you more about how you can contribute to our rapid growth, strong unit economics, profitability, and excellent customer ratings. To learn more about how we work and what we're building, visit kin.com http://kin.com and see how we work (https://www.linkedin.com/company/kin-insurance/life/kin/).

THE OPPORTUNITY

We're looking for a Policy Forms Senior Analyst to help us keep pace with aggressive state and product expansion by drafting the forms every launch depends on. Kin is entering new states and launching new products now, and that pace will continue through 2027 and beyond. A new state can't open until its full form set is drafted, which puts this role on the critical path for growth.

You'll join the Forms team within Legal & Compliance, reporting to our Senior Insurance Counsel. You'll anchor either personal auto or property, depending on your experience, and serve as backup for the other line. You'll draft independently, with attorney review as the only check before your work moves to filing. You'll also set the drafting standards and reusable templates the rest of the team builds from, and tackle the most complex state packages. Filing, version control, and system implementation sit with dedicated teammates, so your time goes to research, drafting, and raising the team's output quality.

YOUR RESPONSIBILITIES

• Tackle the most complex new-state packages, including states with extensive or ambiguous statutory requirements, and develop the drafting approach for the team.

• Draft complete new state and product forms packages for your line of business, including base policies, endorsements, state amendatory endorsements, and required notices, ready for filing.

• Build and maintain the countrywide base forms and reusable state kit for your line. For personal auto, that includes UM and UIM, PIP, selection and rejection forms, and state notices. For property, it includes homeowners, manufactured home, condo, and flood, including surplus lines notices where applicable.

• Research state statutes and regulations directly and translate them into compliant, clear policy wording.

• Draft responses to Department of Insurance objections and participate in regulatory discussions alongside counsel.

• Own your drafts from first research to attorney-approved final, working independently.

• Establish drafting standards and reusable language that make each new state package faster to produce than the last.

• Lead internal knowledge sharing on Kin's policy forms in your line of